Marqoom is a digital khata (ledger) app. Everything you enter — names, phone numbers, amounts, notes, customer photos, cash book entries and committee records — is stored only on your own device. We do not run any server for your data, we do not create accounts, and we cannot see, collect, sell or share your records.
If you choose to make an entry by speaking, the app asks for microphone permission and uses your phone's built-in speech recognition service (for example Google speech services) to turn your words into text. The resulting text is used only to fill in the entry on your device. Marqoom does not record or store audio. Speech processing is handled by your phone's speech service under its own privacy policy.
You can optionally add a photo for a customer, or a receipt photo to an entry, from your camera or gallery. Photos are reduced in size and kept only on your phone (and in backup files you create yourself). They are never uploaded by the app. Bills you create are made on your phone and only leave it when you choose to share them.
When you tap share (WhatsApp, image, PDF, SMS, Excel/CSV, backup file), the app creates the file or message on your phone and hands it to the app you choose. Nothing is sent anywhere unless you choose to share it.
Backup files are created only when you ask for them and are saved or shared wherever you choose (for example your Google Drive or WhatsApp). Marqoom also lets Android's own Google backup save your khata records (not photos) to your Google account, so they come back when you install the app on a new phone with the same account. This backup is made and stored by Google under your phone's backup settings, which you can turn off; we cannot see it.
Google Drive backup (optional). If you choose "Connect Google account" under More → Google Drive backup, Marqoom asks Google for permission to use its own hidden app folder in your Google Drive (the "drive.appdata" permission) and to read your e-mail address, which is shown in the app so you know which account is connected. Marqoom then saves a copy of your khata records, customer photos and receipt photos into that folder — when you tap "Back up now", and automatically about once a day while backup is on. Marqoom cannot see or change any of your other Drive files. The backup goes directly from your phone to your own Google account; it never passes through any server of ours and we cannot read it. The three most recent backups are kept and older ones are deleted. You can turn automatic backup off or tap "Disconnect" at any time; to delete the backups themselves, remove Marqoom's app data in Google Drive settings (Manage apps) or revoke Marqoom's access in your Google Account. Google's own privacy policy applies to data stored in Google Drive.
Due-date reminders and the optional weekly reminder are notifications created on your phone, for you only. The app never sends messages to your customers by itself; a WhatsApp reminder is sent only when you tap to send it.
To understand how many people use Marqoom and which features are useful, the app uses Google Firebase Analytics. It collects anonymous usage information such as app opens, the approximate country/city, device model and Android version, an app-instance identifier, and simple events like "entry added", "khata added" or "share used". It never receives your khata contents — no names, phone numbers, amounts, notes or photos. This data is processed by Google under its policy: https://policies.google.com/technologies/partner-sites.
The free app shows a small banner ad served by Google AdMob. To show and measure ads, the Google Mobile Ads SDK may collect device information such as the advertising ID, IP address and app interaction data, as described in Google's policy above. Your khata records are never shared with advertisers. Where required (for example in the EEA and UK), you are asked for consent, and you can reset or limit ad personalisation in your Android settings. You can remove ads with a one-time purchase handled by Google Play.
The optional "Remove ads" purchase is processed entirely by Google Play. We do not receive your payment details.
Marqoom is a business and household accounting tool and is not directed at children under 13.
You can delete any entry, khata or photo inside the app. Uninstalling the app, or clearing its data in Android settings, deletes all records from your phone.
If this policy changes, the new version will be posted on this page. Questions: me@arslan.pk
مرقوم ایپ میں آپ کا سارا حساب کتاب، گاہکوں اور رسیدوں کی تصویریں صرف آپ کے فون میں محفوظ رہتی ہیں۔ اینڈرائیڈ کا اپنا گوگل بیک اپ آپ کے کھاتے (تصویریں نہیں) آپ کے گوگل اکاؤنٹ میں محفوظ کر سکتا ہے تاکہ نئے فون پر واپس آ جائیں؛ یہ فون کی سیٹنگز سے بند کیا جا سکتا ہے۔ اگر آپ خود "گوگل ڈرائیو بیک اپ" آن کریں تو کھاتے، گاہکوں اور رسیدوں کی تصویریں آپ کی اپنی گوگل ڈرائیو کے ایک خفیہ فولڈر میں محفوظ ہوتی ہیں، جسے صرف مرقوم کھول سکتا ہے؛ یہ بیک اپ سیدھا آپ کے گوگل اکاؤنٹ میں جاتا ہے، ہمارے پاس نہیں آتا، اور آپ جب چاہیں اسے بند کر سکتے ہیں۔ یاد دہانیاں صرف آپ کے فون پر آتی ہیں، گاہکوں کو خود سے کوئی میسج نہیں جاتا۔ ہمارا کوئی سرور نہیں، ہم آپ کا ڈیٹا نہیں دیکھ سکتے اور نہ کسی کو دیتے ہیں۔ بول کر انٹری کے لیے فون کی اپنی آواز سے لکھنے کی سہولت استعمال ہوتی ہے، ایپ آواز ریکارڈ یا محفوظ نہیں کرتی۔ ایپ کتنے لوگ استعمال کر رہے ہیں، یہ جاننے کے لیے گوگل فائربیس اینالیٹکس صرف گمنام گنتی جمع کرتا ہے، جیسے ایپ کھلنا، ملک یا شہر اور فون کا ماڈل۔ اس میں آپ کے نام، نمبر، رقمیں یا نوٹس کبھی نہیں جاتے۔ مفت ایپ میں گوگل ایڈ موب کا چھوٹا اشتہار آتا ہے، مگر آپ کے کھاتے کبھی اشتہار والوں کو نہیں دیے جاتے۔ رابطہ: me@arslan.pk